Fort McMurray fire: how to help, how to review your emergency preparedness

Written by: Categories: Home Insurance

Source: IBABC

Tens of thousands of residents have been evacuated from their homes in and around Fort McMurray in the largest fire evacuation in Alberta’s history.

The Canadian Red Cross is appealing for donations to assist its relief efforts. To donate, call 1-800-418-1111 or go to

The insurance industry is responding with information, advice, and claims support.

As British Columbians watch this grave situation unfold – and in some northeastern areas of the province, battle their own fires – many are reviewing their own emergency preparedness.


Be ready to go

Evacuations are ordered in parts of B.C. each year. Be ready to go by having essentials in a grab-and-go kit that includes:

Consult with neighbours – for example, in strata buildings – to determine ways to help each other.


What fire losses are covered by insurance

Most home and business insurance policies cover fire damage. If residents have to leave their homes because of a mandatory evacuation order issued by civil authorities, most home and tenant’s insurance policies will provide coverage for reasonable additional living expenses for a specified period of time. Your insurance broker can clarify the details of your policy.


The claims process

If you have been affected by a wildfire, when safe to do so, take the following steps:


Next steps

Your neighbourhood insurance broker helps to protect your home, auto and business – providing the best coverage and the best value. And because brokers deal with changing situations every day, they are constantly learning and adapting, so that they’re ready to advise and assist when you need them.

Your best insurance is an insurance broker.