White Rock – Insurance

When it comes to protecting your home, vehicle, or business, working with a knowledgeable insurance broker in White Rock makes all the difference.

At Schill Insurance, our White Rock office—located in the Hugh & McKinnon building—has long served families, homeowners, and businesses throughout White Rock and South Surrey. Our advisors take the time to understand your unique risks and provide insurance solutions designed to protect what matters most.

Whether you’re reviewing your current coverage, purchasing a new home, or looking for trusted advice, our goal is simple — provide personalized service and long-term protection.

Location

14007 – 16 Ave
Surrey BC V4A 1P9

Hours

Monday – Friday
8:30 am – 6:00 pm
Saturday
9:00 am – 5:00 pm

Phone

T 604.531.3334
F 604.531.4722

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Auto Insurance

Save money on auto insurance

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Home Insurance

Insurance to protect your dwelling

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Travel Insurance

Proper coverage for the unexpected

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Marine Insurance

The best life jacket you’ll ever find

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Business Insurance

Solutions for all business sizes

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Strata Insurance

A smarter approach to insuring your building

experts who understand insurance

Insurance types available in White Rock – Hugh McKinnon

Our White Rock team provides tailored solutions across all major lines of insurance. Whether you’re protecting your home, vehicle, or business, we help you find the right coverage with advice built around local risks and real-world experience.

We regularly assist clients with home insurance in White Rock, auto insurance through ICBC Autoplan, and business insurance for local companies.  Our goal is to ensure your coverage reflects today’s risks — from rising rebuild costs to weather-related claims and liability exposures.

Better Coverage, Faster Claims, and Added Value for Everyone
over 90%

claims satisfaction with their claims experience

92%

of clients renew their policy each year

95%

of clients would refer
Schill Insurance

25+

Community Sponsorships

76+

Insurer Partners

White Rock Insurance FAQs

A Longstanding Insurance Presence in White Rock

Schill Insurance has been a well-known name in the White Rock community for decades, supporting local families and businesses with trusted insurance advice.

Our White Rock team continues to provide reliable insurance in White Rock, backed by experience, local knowledge, and strong insurer relationships.

About Schill Insurance

Schill Insurance was founded in 1972 when Dave Schill opened a small insurance brokerage in British Columbia.

What began as a single office has grown into a respected brokerage serving communities throughout the Lower Mainland and Vancouver Island.

While the company has grown into a respected regional brokerage over the past five decades, our philosophy has remained the same:

Put people first, provide trusted advice, and build long-term relationships with our clients.

Insurance Services in White Rock

Our White Rock advisors provide a full range of insurance services for individuals, families, and businesses.

Home Insurance – White Rock

White Rock is known for its coastal properties, established neighbourhoods, and higher-value homes. Our advisors help ensure your coverage reflects the true value of your property and lifestyle.

If you’re wondering what home insurance you need in White Rock, it depends on your home, location, and coverage expectations. We help you understand your options and ensure your policy aligns with your needs.

Coverage options include:

  • Home insurance
  • Condo insurance
  • Tenant insurance
  • High-value home insurance

We help review rebuilding costs, explain policy details, and ensure your home is properly protected.

Do I need different insurance for a high-value home?

Yes. Standard home insurance policies may not fully address the needs of high-value homes. Specialized coverage is designed to better reflect rebuilding costs, higher-value contents, and additional risks that come with luxury properties.

What does high-value home insurance cover?

High-value home insurance typically includes broader protection for your home, personal belongings, and liability. It may also provide enhanced claims service and coverage tailored to unique features such as custom finishes or higher-value contents.

How do I know if my current coverage is enough?

If your home has been renovated, rebuilt, or has increased in value, your current coverage may not reflect the true replacement cost. A review with an advisor can help ensure your policy aligns with today’s costs and your overall risk exposure.

Can you insure multiple properties under one policy?

In many cases, insurance solutions can be structured to support clients with multiple properties, including primary residences, secondary homes, and rental properties. Our advisors can help review options based on your needs.

Auto Insurance - White Rock

Our White Rock office offers ICBC Autoplan services to help keep you protected on the road.

Our advisors can assist with:

  • ICBC Autoplan policies
  • Auto insurance renewals – online, in person, or over the phone
  • Vehicle Transfers
  • Fleet insurance for businesses

 

Business Insurance - White Rock

White Rock has a strong and growing business community.

If you’re wondering what business insurance you need in White Rock, it depends on your operations, contracts, and risk exposure. Our advisors work closely with local businesses to design insurance programs tailored to their specific needs.

Coverage solutions include:

  • Commercial property insurance
  • General liability insurance
  • Contractor insurance
  • Professional liability insurance
  • Cyber insurance
  • Strata Insurance
  • Fleet and commercial auto insurance

Our goal is to act as a risk advisor, helping business owners identify exposures and build insurance programs that support long-term stability.

Strata Insurance - White Rock

Strata insurance can be complex, with multiple parties involved including strata corporations, unit owners, and property managers.

If you’re a property manager or strata council wondering how strata insurance works in White Rock,  our team provides guidance to help you understand your responsibilities and reduce risk.

Our brokerage has extensive experience working with:

  • Property managers
  • Strata councils
  • Residential strata corporations

We help strata communities understand insurance obligations, support claims, and ensure coverage is aligned with the needs of the building and its residents.

Understanding Insurance Risks in White Rock

Local knowledge matters when evaluating insurance needs. Our advisors understand the risks facing homeowners and businesses in White Rock, including:

  • Coastal weather exposure
  • Higher property values and rebuilding costs
  • Liability risks for local businesses
  • Earthquake exposure in British Columbia

We help ensure your coverage reflects the realities of living and working in White Rock.

Why Clients Choose Schill Insurance

Insurance today is more complex than ever. Our clients rely on us because we provide guidance and support throughout the insurance process.

Clients choose Schill Insurance because we offer:

  • Experienced local advisors
  • Access to leading Canadian insurers
  • Personalized coverage recommendations
  •  Claims support and guidance
  • Long-term relationships built on trust

We believe insurance advice should protect more than assets — it should protect peace of mind.

Proud to Serve the White Rock Community

White Rock is a unique coastal community known for its strong local identity, waterfront lifestyle, and close connection to South Surrey.

Our White Rock office proudly serves clients throughout:

  • White Rock
  • South Surrey
  • Ocean Park
  • Crescent Beach
  • Morgan Creek
  • Grandview Heights
Where to find our White Rock office

Our White Rock office is located in the Hugh McKinnon building. Our team is here to provide trusted insurance advice for your home, auto, and business needs.

Whether you’re purchasing insurance for the first time or reviewing your existing coverage, our team is here to help.

How much does home insurance cost in White Rock?

Home insurance in White Rock depends on property value, location, construction type, and claims history. An advisor can review your home and recommend appropriate coverage.

What does home insurance cover in White Rock?

Home insurance typically includes coverage for your home, personal belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss.

How much does auto insurance cost in White Rock?

Auto insurance premiums depend on driving history, vehicle type, usage, and coverage selection.

Do coastal homes require different insurance considerations?

Homes near the coast may have additional exposure to weather and environmental factors. Coverage can be reviewed based on your property and location.

Why use a White Rock insurance broker?

A local broker understands the risks specific to White Rock and South Surrey. They can provide personalized advice and help ensure your coverage reflects your needs and environment.

Speak With a White Rock Insurance Broker

Insurance needs change over time. Whether you’re purchasing a home, starting a business, or reviewing your existing coverage, our White Rock advisors are here to help.

Contact Schill Insurance today to review your home, auto, or business insurance in White Rock.