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October 18, 2024

Don’t Rain On My Parade

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Written by: Schill Insurance

With the atmospheric river in full force, the risk of flooding is higher than usual.

But let’s not kid ourselves… this is BC, particularly, the lower mainland, otherwise known as Raincouver. And to be fair, we’re at the end of October now and it’s about time it started to rain.

We’ve had a particularly dry summer, which, in turn, makes our grounds more susceptible to flooding. So, to help keep water from seeping into places it’s not wanted, I’ve compiled a few prevention tips:

  • Since leaves are the biggest contributor to clogged gutters, clean the gutters and the drainage downspouts attached to your roof at least twice a year.
  • Make sure that the ground area within 3 metres of your home slopes away from your home’s foundation.
  • Extend downspouts at least 3 metres from your home.
  • Direct water flow from downspouts away from your home, being careful not to discharge the water too close to adjacent property.
  • Have your roof carefully inspected at least once a year by a capable person to check the roof thoroughly for missing shingles, degraded roof components, separation of the roof from chimneys and exhaust pipes, and other roof problems.
  • If your house or commercial lot is at risk of flooding from a higher neighbouring property, consider building a solid wall masonry fence on the water-vulnerable boundaries of your property.
  • Preventative landscaping can also help reduce the chance of a mudslide or flooding.
  • Be vigilant for warning signs of an impending water flood problem. This includes water stains and mould growth on ceilings and walls, the underside of attic roof sheathing, mould water pooling, water dripping, water leaks, or mould growth anywhere inside your home or business.

If you have any concerns or questions about your homeowner’s policy, contact us today.

Written by: Schill Insurance

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