Richmond
Insurance

When it comes to protecting your home, vehicle, or business, working with a knowledgeable local insurance broker in Richmond makes all the difference.

At Schill Insurance, our Richmond team proudly serves families, homeowners, and businesses throughout Maple Ridge and the surrounding communities. Our advisors take the time to understand your unique risks and provide insurance solutions designed to protect what matters most.

Whether you’re purchasing a new home, starting a business, or reviewing your current coverage, our goal is simple — provide trusted advice and long-term protection.

Location

4720 McClelland Rd.#1820
Richmond, BC
V6X 0M6

Hours

Monday – Friday
9:00 am – 6:00 pm
Saturday
9:00 am – 5:00 pm

Phone

T 604.273.5184
1.800.728.7779 (toll-free)
F 604.273.5187

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Auto Insurance

Save money on auto insurance

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Home Insurance

Insurance to protect your dwelling

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Travel Insurance

Proper coverage for the unexpected

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Marine Insurance

The best life jacket you’ll ever find

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Business Insurance

Solutions for all business sizes

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Strata Insurance

A smarter approach to insuring your building

experts who understand insurance

Insurance
types available in Richmond

Our Richmond team provides tailored solutions across all major lines of insurance. Whether you’re protecting your home, vehicle, or business, we help you find the right coverage with advice built around local risks and real-world experience.

We regularly assist clients with home insurance in Richmondauto insurance through ICBC Autoplan, and business insurance for local companies, including manufacturers, retailers, and contractors. Our goal is to ensure your coverage reflects today’s risks — from rising rebuild costs to weather-related claims and liability exposures.

Better Coverage, Faster Claims, and Added Value for Everyone
over 90%

claims satisfaction with their claims experience

92%

of clients renew their policy each year

95%

of clients would refer
Schill Insurance

25+

Community Sponsorships

76+

Insurer Partners

Richmond Insurance FAQs

A Local Insurance Presence in Richmond

Our Richmond office reflects a strong local presence, supporting homeowners, drivers, and businesses with reliable insurance in Richmond.

As a diverse and growing city with a mix of residential neighbourhoods, commercial hubs, and waterfront properties, Richmond has unique insurance considerations. Our team works closely with clients to provide practical advice tailored to the local environment.

Today, our Richmond advisors support clients with home, auto, and business insurance, combining local knowledge with access to leading Canadian insurers.

About Schill Insurance

Schill Insurance was founded in 1972 when Dave Schill opened a small insurance brokerage in British Columbia.

What began as a single office has grown into a respected brokerage serving communities throughout the Lower Mainland and Vancouver Island.

While the company has grown into a respected regional brokerage over the past five decades, our philosophy has remained the same:

Put people first, provide trusted advice, and build long-term relationships with our clients.

Our Richmond office continues that tradition by delivering personalized service backed by strong relationships with Canada’s leading insurance companies.

Insurance Services in Richmond

Our Richmond advisors provide a full range of insurance services for individuals, families, and businesses.

Home Insurance – Richmond

Your home is one of your most important investments. Our advisors help ensure your coverage reflects rebuilding costs, property features, and local risks.

If you’re wondering what home insurance you need in Richmond, it depends on your property, location, and coverage preferences. We help you understand your options and ensure your policy aligns with your needs.

Coverage options include:

  • Home insurance
  • Condo insurance
  • Tenant insurance
  • High-value home insurance

We help review coverage limits, explain policy details, and ensure your home is properly protected.

Auto Insurance – Richmond

Our Richmond office provides ICBC Autoplan services to help keep you protected on the road.

You can renew your auto insurance online, in person, or over the phone, making the process simple and convenient.

Our advisors can assist with:

  • ICBC Autoplan policies
  • Vehicle renewals — online, in person, or by phone
  • Vehicle transfers
  • Fleet insurance for businesses

We help ensure your ICBC coverage aligns with your needs so you can drive with confidence.

Business Insurance – Richmond

Richmond is home to a diverse business community, including retail, hospitality, logistics, and professional services.

If you’re wondering what business insurance you need in Richmond, it depends on your operations, contracts, and risk exposure. Our advisors work closely with local businesses to design insurance programs tailored to their needs.

Coverage solutions include:

  • Commercial property insurance
  • General liability insurance
  • Contractor insurance
  • Professional liability insurance
  • Cyber insurance
  • Fleet and commercial auto insurance

Our goal is to act as a risk advisor, helping business owners identify exposures and build insurance programs that support long-term stability.

Strata Insurance – Richmond

Strata insurance can be complex, particularly in a city with a high number of multi-unit residential buildings.

If you’re a property manager or strata council wondering how strata insurance works in Richmond, our team provides guidance to help you understand your responsibilities and reduce risk.

Our brokerage has experience working with:

  • Property managers
  • Strata councils
  • Residential strata corporations

We help strata communities understand insurance obligations, support claims, and ensure coverage aligns with the needs of the building and its residents.

What types of businesses need insurance in Richmond

Richmond is a key hub for logistics, transportation, manufacturing, and international trade. With its proximity to Vancouver International Airport and major shipping routes, businesses in Richmond often face unique operational and liability risks.

Our advisors regularly work with:

  • Logistics and distribution companies
  • Warehousing and transportation operators
  • Manufacturing businesses and food processing facilities
  • Aviation-related operations and service providers
  • Retail and e-commerce businesses
  • Import/export and trade-focused companies

We help businesses manage risks such as liability exposure, equipment and inventory protection, supply chain disruption, and contractual insurance requirements.

Understanding Insurance Risks in Richmond

Local knowledge matters when evaluating insurance needs. Our advisors understand the risks facing homeowners and businesses in Richmond, including:

  • Flood exposure in low-lying and waterfront areas
  • High property values and rebuilding costs
  • Weather-related property damage
  • Liability risks for businesses and contractors
  • Earthquake exposure in British Columbia

We help ensure your coverage reflects the realities of living and working in Richmond.

Why Clients Choose Schill Insurance

Insurance today is more complex than ever. Our clients rely on us because we provide guidance and support throughout the insurance process.

Clients choose Schill Insurance because we offer:

  • Experienced local advisors
  •  Access to leading Canadian insurers
  •  Personalized coverage recommendations
  •  Claims support and guidance
  •  Long-term relationships built on trust

We believe insurance advice should protect more than assets — it should protect peace of mind.

Proud to Serve the Richmond Community

Richmond is a vibrant and diverse city known for its strong business community, waterfront properties, and growing population.

Our Richmond office proudly serves clients throughout:

  • Richmond
  • Steveston
  • Terra Nova
  • Bridgeport
  • East Richmond
Visit Our Richmond Office

Our Richmond team is here to provide trusted insurance advice for your home, auto, and business needs.

Whether you’re purchasing insurance for the first time or reviewing your existing coverage, our team is here to help.

How much does home insurance cost in Richmond?

Home insurance in Richmond depends on factors such as home value, location, construction type, and claims history. An advisor can review your property and recommend appropriate coverage.

What does home insurance cover in Richmond?

Home insurance typically includes coverage for your home, personal belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss.

How much does auto insurance cost in Richmond?

Auto insurance premiums depend on driving history, vehicle type, usage, and coverage selection. Basic insurance is provided through ICBC.

Do homes in Richmond require flood insurance?

Due to Richmond’s geography and elevation, some properties may have increased exposure to flooding. Coverage options can be reviewed based on your location.

Why use a Richmond insurance broker?

A local broker understands the risks specific to Richmond, including flood exposure, property values, and business needs. They can provide personalized advice and help ensure your coverage reflects your situation.

Speak With a Richmond Insurance Advisor

Insurance needs change over time. Whether you’re purchasing a home, starting a business, or reviewing your existing coverage, our Richmond advisors are here to help.

Contact Schill Insurance today to review your home, auto, or business insurance in Richmond.