Cyber incidents topped the list of risks facing businesses around the world in 2023 for the second year in a row, according to Allianz’s 2023 Risk Barometer. In addition to ranking as the number one risk globally, cyber events [...]
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We're often asked why Business Interruption Insurance? Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption [...]
Read MoreThe webinar will act as an educational forum on the current state of the Insurance Industry with respect to Strata. For Property Managers and Strata Councils, this webinar provides a legal perspective on the Strata Industry in BC. [...]
Read MoreWhen there is damage caused by water within a Strata complex, many ask the question “whose responsibility is it to repair the damage from the water?” The above has been a lively topic of discussion with Strata Councils, [...]
Read MoreDuring the current COVID-19 pandemic, most businesses and organizations that provide non-essential services have been required to close across Canada. As a result, many buildings and structures will be sitting idle for an unknown period of time. Organizations are [...]
Read MoreWhile you may think your business would never be the victim of a crime, the harsh reality is that nearly every business can become a victim. In this day and age, criminals (including employees) do not need direct [...]
Read MoreIn the last year, an alarming majority of Canadian establishments reported falling victim to multiple cyber attacks, according to a recent report by Carbon Black. These breaches are not only incredibly costly to the organizations and encouraging to [...]
Read MoreProfessional liability—sometimes called Errors and Omissions (E&O) liability—results from errors or omissions in the performance of professional services. *** Sound On*** Insurance (really anything insurance related) is never the highlight of one's day... that being said - It’s a good [...]
Read MoreHow would employees escape from your worksite in the event of an emergency? Do they know where all the exit routes are in case their first choice is too crowded? Are they sure doors will be unlocked? Did [...]
Read MoreIf your business travel includes renting a vehicle, safety is a necessary consideration. The following provides information about renting a vehicle, safely operating a rental vehicle and what to do in the event of an accident. Basic Rental Procedures [...]
Read MoreSource: Travelers Canada We often field questions regarding types of coverage and their importance. One such coverage we answer a lot of questions about is Directors & Officers Liability coverage. Management liability threats can be mysterious for business leaders in [...]
Read MorePreventing the Top 4 Construction Hazards: You’re good at your job and you love what you do. However, every time you come to work, you risk suffering an injury. The construction site is one of the most hazardous [...]
Read MoreConstruction projects are risky in nature, and accidents or other unforeseen events can result in significant losses and liabilities. Contractors routinely to turn to insurance policies to protect themselves against such risk. While businesses know that insurance is a [...]
Read MoreOften people assume construction fraud is perpetrated by dishonest companies against the client, but construction fraud is a two-way street. Meaning, fraud of all kinds is prevalent across every type of construction project and according to BDO Canada, [...]
Read MoreSitting in front of a screen all day isn’t a physically stimulating activity, especially if you have meetings, paperwork and deadlines to contend with. However, with a little ingenuity, you can transform some of the time spent at [...]
Read MoreThe typical employee’s desk has more bacteria per square centimetre than an office toilet seat. Desks, phones and other private surfaces are also prime habitats for the viruses and bacteria that cause colds, the flu, strep throat, pneumonia [...]
Read More5 Tips for a work-life balance According to recent studies, nearly 66% of Canadians put in 45 hours of work each week—50% more people than 20 years ago. Not only are many people putting in more hours – over 1/2 of the [...]
Read MoreOne of the by-products of working in the insurance industry is the daily reminder of climate change… as this short video from the David Suzuki foundation beautifully sums up. Check it out. Your insurance is being affected by climate [...]
Read MoreFloods can sometimes be predictable. For example, charting the habitual swelling of the tides establishes typical water levels and indicates when coastal areas might be prone to flooding. However, more often than not, floods can arise without warning—rivers, [...]
Read MoreFires are a serious risk for businesses of all types. It’s up to employers, managers and employees to take the proper precautions to keep themselves, their co-workers and the company safe from fire hazards. Not to worry, we [...]
Read MoreIn a recent survey conducted by Harris-Decima for Rogers, almost half of Canadian smartphone owners said they keep their device with them pretty much 24/7. Hmmmm, turns out I’m just another sorrowful statistic! In all fairness, we live in [...]
Read MoreWhen I started in insurance, I discovered how important the old saying, “You’re only as good as your Plan B”, really is. A well thought out practical plan can mean the difference between coping with a disaster and [...]
Read MoreI consider myself lucky having missed the social online world as a teenager. I thank my lucky stars there was no such thing as Facebook to record my less finer moments of adolescence. Don’t get me wrong, I LOVE all [...]
Read MoreThe importance of being challenged in our work lives is probably what people are referring to when they say “a little bit of stress is good for you.” However, when we face overwhelming demands that can’t be met, [...]
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