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Home Insurance

Wildfire Preparedness in BC: What Every Homeowner Needs to Know

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Practical steps, insurance tips, and resources every homeowner should know to reduce wildfire risk! In British Columbia, wildfires are no longer a distant concern—they’re an increasing reality. From the dry grasslands of the Interior to forested neighbourhoods on Vancouver Island, many communities across the province face growing wildfire risk each summer. For homeowners, the question … Wildfire Preparedness in BC: What Every Homeowner Needs to Know

Love & Protection: Why Your Valentine’s Day Gifts Need Insurance

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Valentine’s Day is a time for meaningful gifts—whether it’s a diamond necklace, luxury watch, or designer handbag, these tokens of love often carry both sentimental and financial significance. But what happens if something goes wrong? A stolen engagement ring, a damaged timepiece, or a lost bracelet can turn a romantic moment into a stressful situation. Many … Love & Protection: Why Your Valentine’s Day Gifts Need Insurance

New Year, New Coverage

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Start the Year Smart: Protect what Matters Most At Schill Insurance, we believe the start of a new year is the perfect opportunity to ensure you’re adequately protected. Did you buy or sell a home? Start or expand a business? Welcome a new family member? Invest in high-value items like jewelry, art or electronics? Life … New Year, New Coverage

How to Read and Understand Your Insurance Policy Like a Pro

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Insurance policies are like the terms and conditions of life—important, detailed, and often ignored until something goes wrong. But understanding your insurance policy doesn’t have to feel like deciphering ancient hieroglyphs. In fact, with some guidance, you can read your policy with confidence, knowing exactly what you’re covered for and what you’re not. Let’s take … How to Read and Understand Your Insurance Policy Like a Pro

Don’t Rain On My Parade

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With the atmospheric river in full force, the risk of flooding is higher than usual. But let’s not kid ourselves… this is BC, particularly, the lower mainland, otherwise known as Raincouver. And to be fair, we’re at the end of October now and it’s about time it started to rain. We’ve had a particularly dry … Don’t Rain On My Parade

Are You Ready for a House Fire?

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Did you know that, on average, seven people die every week from house fires in Canada? It’s a scary statistic, but there’s good news: you can protect yourself and your family by learning about fire safety and having a plan in place. Why Fires Are So Dangerous Fire spreads faster than most people realize. In … Are You Ready for a House Fire?

Insuring Wine: Is it Necessary?

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When it comes to insuring wine, policies often include unique features that set them apart from traditional plans. These features are specifically designed to cater to the needs and preferences of high-value homeowners and serious collectors. Real Claims Story During a power outage, a client’s wine cellar risked ruining an exclusive collection of aged wine … Insuring Wine: Is it Necessary?

Spring Home Maintenance Tips

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As the winter frost thaws and the days grow longer, spring emerges as the perfect time to breathe new life into your home. While many associate spring cleaning solely with decluttering and dusting, it’s also an ideal opportunity to tackle essential maintenance tasks that can help protect your home and potentially prevent costly insurance claims … Spring Home Maintenance Tips

Protect Your Home From Wildfires

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As devastating wildfires continue to pose a significant threat to communities in many parts of Canada, it has become increasingly crucial to take proactive measures to protect our homes and loved ones. If you live in a wildfire-prone area, it’s crucial to be prepared for fire activity. Every year, wildfires destroy thousands of homes; however, … Protect Your Home From Wildfires